حكم استخدام البطاقات الائتمانية المصرفية (دراسة فقهية تحليلية)

Abstract

This study aims to shed light on the ruling on using a bank credit card, and to clarify the provisions for dealing with it. This necessitates studying these rulings. The research aims to clarify how important the credit card is, explain the Sharia ruling of using it, and clarify what uses are permissible or impermissible. The researcher followed the inductive methodology, then the descriptive analytical methodology. The study concluded that the use of credit cards is important in contemporary daily life. Also, the credit card is divided into three types: two usurious types, namely cash credit cards, and revolving credit card, and the third type is linked to the bank balance that does not contain an interest-based credit called the instant debit card so it is permissible to transact with it because it is free from the illegal acts.