Role of Governance Engineering in Lessening the Banking Liquidity Risks - A Field Study on Faisal Islamic Bank for the period of 2013-2023

Abstract

Abstract

This study aimed to Know the impact of governance engineering in reducing banking liquidity risks in the branches of Faisal Islamic Bank in Khartoum, as well as identifying the available information about banking liquidity risks, which helps presidents to establish the rules of sound banking planning, and establish the foundations of governance to implement and follow up on goals in a way that ensures the progress of work in banks without going through credit and return risks banking. The study adopted the descriptive and historical approach methodology to analyse the previous studies. The study concluded that the most important indicators of excellence in governance are liquidity engineering for the purpose of control with the aim of achieving rationality in liquidity and credit risks, as well as how to support banking governance in strengthening as set of procedures and rules that regulate the relationship in the bank between the board of directors and shareholders. The study recommended an employing modern methods and governance engineering in the applied banking system in order to evaluate and reach the necessity of applying and activating the regulatory and supervisory role that governance achieves in engineering the nature of dealing and controlling banking liquidity.

Keywords: Returns, Credit risks, Banking governance, Bank, Faisal Islamic Bank